SCHOOL OF FINANCE AND BANKING
![](https://fpp.unisza.edu.my/wp-content/uploads/2021/04/zu.jpg)
ASSOC. PROF. DR. ZUNAIDAH SULONG
ASSOCIATE PROFESSOR
Doctor of Business Administration (UKM), Master of Business Administration (UKM), Bachelor of Business Administration (Honours) (UUM)
Contact Information
Primary Email:
zunaidah@unisza.edu.my
Office Phone:
09-668 8253
Office Address:
School of Finance and Banking
Faculty of Business and Management
Gong Badak Campus
Universiti Sultan Zainal Abidin
21300 Kuala Nerus, Terengganu
Research Interest:
Finance, Finance-Economics, Governance, Islamic Banking and Finance
Journal Article
1. The Effects of Economic Growth on Financial Development in Nigeria: Interacting Role of Foreign Direct Investment: an Application of Nardl (2020), International Journal of Scientific and Technology Research, pp. 6321-6328, ISSN: 22778616 [Indexed by: Scopus – Main Author]
2. The Effects of Environmental Quality, Trade Openness, and Economic Growth on Financial Development in Algeria: a Diks and Panchenko Approach (2020), Journal of Critical Reviews, pp. 545-554, ISSN: 23945125 [Indexed by: Scopus – Main Author]
3. The Empirical Relationship Between Economic Growth, Ict, Financial Globalization Uncertainty and Financial Development: Evidence from Selected Leading African Economies (2020), Islamic University Multidisciplinary Journal (iumj), pp. 1-14, ISSN: 2289-8085 [Indexed by: Other Index – Main Author]
4. Covid-19 Perception: a Survey in Kano Metropolis, Nigeria (2020), The Journal of Management Theory and Practice (jmtp), pp. 83-89, ISSN: 2716-7089 [Indexed by: Other Index – Main Author]
5. The Impact of Economic Growth, Oil Price, and Financial Globalization Uncertainty on Financial Development: Evidence from Selected Leading African Countries (2020), International Journal of Business, Economics and Management, pp. 274-289, ISSN: 23120916 [Indexed by: Other Index – Main Author]
6. The Economic Implication of Covid-19 in Nigeria (2020), Journal of Critical Reviews, pp. 2214-2218, ISSN: 2394-5125 [Indexed by: Other Index – Main Author]
7. An Empirical Review of The Role Economic Growth and Financial Globalization Uncertainty Plays on Financial Development (2020), African Journal of Economics and Sustainable Development, pp. 48-63, ISSN: 2689-5080 [Indexed by: Other Index – Main Author]
8. A Study on The Efficiency and Stability of Different Categories of Banks in Malaysia (2020), Journal of Muamalat and Islamic Finance Research (jmifr), pp. 13, ISSN: 0126-5954 [Indexed by: Other Index – Main Author]
9. Heterogeneous Data Approach on Financial Development of Selected African Leading Economies (2020), Data in Brief, pp. 1-2, ISSN: 23523409 [Indexed by: ISI – Main Author]
10. A Review of The Characteristics of Corporate and Shariah Governance Mechanisms and Earnings Quality (2018), International Journal of Critical Accounting, pp. 447-461, ISSN: 1757-9856 [Indexed by: ERA – Main Author]
11. Earnings Quality at The Ipos: The Influence of Opportunistic Behaviour and Ownership Control Mechanisms (2018), International Journal of Academic Research in Business and Social Sciences, pp. 1265 – 1277, ISSN: 2222-6990 [Indexed by: ERA – Main Author]
12. The Efficiency of Bank Cost, Capital, and Risk in Africa: a Review and Evaluation of Patterns (2018), International Journal of Academic Research in Business and Social Sciences, pp.538 – 546, ISSN: 2222-6990 [Indexed by: ERA – Main Author]
13. Information and Communication Technology, Production and Economic Growth: a Theoretical Nexus (2018), International Journal of Academic Research in Business and Social Sciences, pp. 642 – 657, ISSN: 2222-6990 [Indexed by: ERA – Main Author]
14. The Acceptance of New Model of Barakah House Financing Among Public in Malaysia (2018), International Journal of Asian Social Science, pp. 1192-1203, ISSN: 2224-4441 [Indexed by: ERA – Co-author]
15. The Role of Financial Sector on Economic Growth: Theoretical and Empirical Literature Reviews Analysis (2018), Journal of Global Economics, pp. 1-6, ISSN: 2375-4389 [Indexed by: Other Index – Main Author]
16. Conceptual Review for Cash Waqf Using Mudharabah Approach for Developing Public Employment Opportunity (2018), Journal of Halal Industry & Services, pp. 1-9, ISSN: 26370891 [Indexed by: Other Index – Main Author]
17. Distribution of Depositors\’ Return and The Income Smoothing Hypothesis by Malaysian Islamic Banks (2018), Global Journal Al-Thaqafah, pp. 171-188, ISSN: 22320474 [Indexed by: ISI – Main Author]
18. The Linear and Non-Linear Impacts of Ict on Economic Growth, of Disaggregate Income Groups Within Ssa Region (2017), Telecommunications Policy, pp. 555-572, ISSN:03085961 [Indexed by: ISIQ2 – Main Author]
19. Acceptance of Integrated Modification Model of Auto Takaful Insurance in Malaysia (2017), Far East Journal of Mathematical Sciences, pp. 1771-1784, ISSN: 09720871 [Indexed by: Scopus – Co-author]
20. Analysis of Monetary Policy Channels on Inflation Condition: Experience from Nigeria (2017), World Applied Sciences Journal, pp. 2215-2228, ISSN: 1818-4952 [Indexed by: ERA – Main Author]
21. Analysing Financial Literacy and Saving Behaviour Among University Students (2017), World Applied Sciences Journal, pp. 2202-2214, ISSN: 1818-4952 [Indexed by: ERA – Main Author]
22. The Determinants of Inflation in Nigeria from 1970-2014 (2017), World Applied Sciences Journal, pp. 2202-2214, ISSN: 1818-4952 [Indexed by: ERA – Main Author]
23. Students’ Perception Towards Financial Literacy and Saving Behaviour (2017), World Applied Sciences Journal, pp. 194-2201, ISSN: 1818-4952 [Indexed by: ERA – Co-author] International Financial Reporting Standards Convergence and Quality of Accounting Information: Evidence from Indonesia (2017), International Journal of Economics and Financial Issues (ijefi), pp. 433-447, ISSN: 2146-4138 [Indexed by: Other Index – Main Author]
24. Effectiveness of Foreign Exchange Market Intervention in Nigeria (1970-2013) (2016), International Journal of Economics and Financial Issues, pp. 279-287, ISSN: 21464138 [P] [Indexed by: Scopus – Co-author]
25. The Role of Ict Use to The Economic Growth in Sub Saharan African Region (ssa) (2016), Journal of Science and Technology Policy Management, pp. 306-329, ISSN: 20534620 [Indexed by: ISI – Main Author]
26. An Autoregressive Distributive Lag for The Analysis of Macroeconomic Variables on Stock Market Returns in Nigeria (2015), Research Journal of Social Sciences, pp. 112-133, ISSN: 1815 – 9125 [Indexed by: Other Index – Co-author]
27. Causal Relationship Between Stock Market Returns and Macroeconomic Variables in Nigeria (2015), Journal of Humanities and Social Science, pp. 74-96, ISSN: 2279-0845 [Indexed by: Other Index – Co-author]
28. The Review of Stock Returns and Macroeconomic Variables (2015), International Journal of Academic Research in Business and Social Sciences, pp. 154-181, ISSN: 2222-6990 [Indexed by: Other Index – Co-author]
29. Stock Market-Based Financial Development and Economic Growth with Reference to Nigeria: a Review of Literature (2015), International Journal of Academic Research in Economics and Management Sciences, pp. 141-159, ISSN: 2226-3624 [Indexed by: Other Index Co-author]
30. The Impact of Stock Market Development on Foreign Direct Investment in Nigeria: an Application of Autoregressive Distributed Lag Model (2015), Scholars Journal of Economics, Business and Management, pp. 400-411, ISSN: 2348-8875 [Indexed by: Other Index – Coauthor]
31. An Analysis on Ethical Climate and Ethical Judgement Among Public Sector Employees in Malaysia (2014), Journal of Applied Business and Economics, pp. -, ISSN: ISSN 1499-691X [Indexed by: ERA – Co-author]
32. Knowledge Management: a Case Study on Employees Knowledge-Oriented Behaviour in The Electricity Distribution Company (2013), Asian Social Science, Ass, Vol. 9, No. 8, pp. 218-230, ISSN: 1911-2017 [P] [Indexed by: Scopus – Co-author]
33. A Conceptual Model of Literature Review for Family Takaful (islamic Life Insurance) Demand in Malaysia (2013), International Business Research, Ibr, Vol.6, No.3, Pp. 210-216, pp. 210-216, ISSN: 1913-9004 [Indexed by: ERA – Co-author]
34. Managerial Ownership, Leverage and Audit Quality Impact on Firm Performance: Evidence from The Malaysian Ace Market (2013), Accounting & Taxation, At, Vol.5, No.1, pp. 59-70, ISSN: [Indexed by: ERA – Main Author]
Book
1. Islamic Transaction and Practice in Finance, Accounting and Takaful (2015), Penerbit UniSZA, ISBN: 978-967-0899-27-5 – Main Author
2. Interconnection Issues of Accounting, Finance and Economics in The Capital Market Transaction (2015), Penerbit UniSZA, ISBN: 978-967-0869-28-2 – Co-author
Chapter in Book
1. Wasiyyah Wajibah Law in Malaysia – Concept, Application and Practices, Islamic Development Management – Recent Advancements and Issues (2019), Springer, pp. 263-276, ISBN: 978-981-13-7583-5 – Co-author
2. Iis Hajiyat Still The Basis for Takaful Operators to Resort to Conventional Re-Insurance? An Appraisal on Malaysian Takaful Industry, Islamic Development Management – Recent Advancements and Issues (2019), Springer, pp. 207-214, ISBN: 978-981-13-7583-5 – Coauthor
3. Application of Maqasid Al-Shariah Principles in Auto Takaful Underwriting Practices, Islamic Development Management – Recent Advancements and Issues (2019), Springer, pp. 199-206, ISBN: ISBN 978-981-13-7583-5. ISBN 978-981-13-7584-2 (eBook) – Co-author
4. Corporate and Shariah Governance Mechanisms and Earnings Quality in Islamic Banks: a Review and Evaluation of Patterns, Islamic Development Management – Recent Advancements and Issues (2019), Springer, pp. 19-31, ISBN: ISBN 978-981-13-7583-5. ISBN 978-981-13-7584-2 (eBook) – Main Author
5. Chapter 7: Students\’ Perception Towards Financial Literacy and Saving Behaviour, Islamic Transactions and Practices in Finance, Accounting and Takaful (2016), Penerbit UniSZA, pp. 107, ISBN: 978-967-0899-27-5 – Co-author
Principal Investigator
1. A Framework to Construct Sustainable Halal Tourism Performance Composite Index and Its Predictive Analyses Using Machine Learning and Sentiment Techniques, Skim Geran Penyelidikan Fundamental – Frgs, Government (2020), Grant Value: RM95,300
2. Cost Efficiency, Capital Position and Risk Taking in The Emerging Markets Islamic Banks: Evidence from Asia-Pacific and Middle East and North Africa (mena) Countries, Geran Dalaman Universiti, University (2017), Grant Value: RM25,000
3. Constructing The Enviromental, Social and Shariah Governance (essg) Disclosures Index for Shariah-Compliant Ipo in Malaysia, Frgs, Government (2014), Grant Value: RM76,000
4. Do The Steady State and Dynamic Model Exist in Constructing The Islamic Bank Margin, Frgs, Government (2011), Grant Value: RM30,000
5. Capital Structure Determination and Prediction of Corporate Financial Distress, Geran Dalaman Universiti, University (2010), Grant Value: RM39,000
6. Managerial Ownership, Leverage, and Audit Quality on Firm Performance, Geran Dalaman Universiti, University (2010), Grant Value: RM10,650
Co-Researcher
1. Takaful Participation Readiness of People Living in Rural Areas to Spend on Takaful Coverage, Geran Industri, Corporate (2020), Grant Value: RM208,494
2. Triple Helix Interactions in Developing Strategic Initiatives of Livelihood Diversification and Household Well-Being for Malaysian Farming Communities, Skim Geran Penyelidikan Fundamental – Frgs, Government (2017), Grant Value: RM43,600
3. Conceptualizing Islamic Financial Literacy Framework to Minimize Bankruptcy Among Muslims in Malaysia, Geran Dalaman Universiti, University (2017), Grant Value: RM7,000
4. Pengaruh Empowermen Psikologi Terhadap Kepuasan Kerja,komimen Organisasi dan Kelakuan Kewarganegaraan Organisasi di Kalangan Anggota Tentera Darat Malaysia, Research Acculturation Collaborative Effort – Race, Government (2015), Grant Value: RM50,000
5. The Influence of Consumer Religious Commitment on Takaful Participation, Geran Dalaman Universiti, University (2014), Grant Value: RM40,000
6. Corporate Governance Disclosure, Financial Performance and Social Performance – The Case of Islamic Banks in The Southeast Asia and The Gulf Cooperation Council Region, Dana Pembudayaan Penyelidikan – Rags, Government (2014), Grant Value: RM40,000
7. The Influence of Consumer Religious Commitment on Takaful Participation, Dana Pembudayaan Penyelidikan – Rags, Government (2014), Grant Value: RM40,000
8. Konfigurasi dan Mekanisme Pengurusan Harta Pusaka Islam Berdasarkan Wasiat Wajibah Dalam Pengurusan Kekayaan Islam, Dana Pembudayaan Penyelidikan – Rags, Government (2014), Grant Value: RM40,000
1. FBF20103 – Advanced Financial Management, SEM II 2018/2019,
2. FBK20803 – Credit Management, SEM II 2018/2019,
3. ACB30403 – Financial Market and Institutions, SEM II 2017/2018,
4. FBF10103 – Financial Management, SEM II 2017/2018,
5. MFS4043 – Financial Market and Institutions, SEM II 2017/2018,
6. FBF30303 – Reporting of Islamic Financial Transaction, SEM I 2017/2018,
7. FBK20103 – Islamic Financial Market and Institutions, SEM I 2017/2018,
8. FBF20603 – Islamic Capital Market, SEM II 2016/2017,
9. FBF30403 – Deposit and Financing Operation of Islamic Banks, SEM I 2015/2016,
10. MWS4163 – Deposit & Financing Operations of Islamic Banks, SEM I 2015/2016,
11. MFS4033 – Advanced Financial Management, SEM II 2011/2012,
12. MIS4043 – Financial Risk Management, SEM II 2011/2012,
13. MWS4083 – International Trade and Finance, SEM I 2011/2012,
14. MWS4133 – Reporting of Islamic Fin.transactio, SEM II 2010/2011,
15. MWS4123 – Islamic Capital Market, SEM I 2010/2011,
1. Bronze Medal Mpi 2020 (2020), Model I-Darurah dan Hajah (i-Dh) Dalam Pembentukan Produk Berdasarkan Fintech, Minggu Penyelidikan & Inovasi 2020 – Member
2. Sijil Penyertaan Mpi 2020 (2020), Online Student\’s Activity Application Sheet, Minggu Penyelidikan & Inovasi (mpi) 2020. [tati, Umt & Unisza] – Leader
3. Sijil Penyertaan Mpi 2020 (2020), Information and Digital Literacy Application for The Unisza Undergraduate Community (idl @ Unisza), Minggu Penyelidikan & Inovasi (mpi) 2020. [tati, Umt & Unisza] – Leader
4. Sijil Perkhidmatan Cemerlang (2020), Sijil Perkhidmatan Cemerlang, Majlis Anugerah Kecemerlangan Staf Unisza – Leader
5. Bronze Medal Mpi 2020 (2020), Online Student\’s Activity Application Sheet, University College Tati – Member
6. Sijil Perkhidmatan Cemerlang (2018), Sijil Perkhidmatan Cemerlang, Majlis Anugerah Kecemerlangan Staf Unisza – Leader