SCHOOL OF FINANCE AND BANKING

PROF. DR. WAN NORHAYATE WAN DAUD
PROFESSOR
DBA (USM), MBA (UiTM), Bachelor in Insurance (UiTM), Diploma in Insurance (UniSZA)
Contact Information
Primary Email:
wnhayate@unisza.edu.my
Office Phone:
09-668 8213
Office Address:
Centre of Finance & Banking
Faculty of Business and Management
Gong Badak Campus
Universiti Sultan Zainal Abidin
21300 Kuala Nerus, Terengganu
Research Interest:
Risk Management, Insurance, Takaful, Strategic Management, Management
Journal Article
1. Financial Development and Economic Growth: Does Islamic Banking Development Has a Significant Effect on The Economic Growth in Malaysia (2020), Journal of Critical Reviews, pp. 738-742, ISSN: 23945125 [Indexed by: Scopus – Co-author]
2. The Impact of Lean Production and Flexible Manufacturing Strategies on Financial Performance of Manufacturing Companies in Nigeria (2020), The Journal of Management Theory and Practice, pp. 90-97, ISSN: 2716-7089 [Indexed by: Other Index – Main Author]
3. Market Orientation and Takaful Nonfinancial Performance: a Strategy? (2020), International Journal of Accounting, Finance and Business (ijafb), pp. 85 – 92, ISSN: 0128-1844 [Indexed by: Other Index – Co-author]
4. Cooperative Entrepreneurship in Malaysian Secondary Schools: a Review of Current Practices (2019), Journal of Social Sciences Research, pp. 812-818, ISSN: 24136670 [Indexed by: Scopus – Co-author]
5. Present and Past Turnover Literature: an Integrated Approach (2019), International Journal of Innovation, Creativity and Change, pp. 173-193, ISSN: 22011323 [Indexed by: Scopus – Main Author]
6. Developing and Validating Measures of Knowledge Management Effectiveness with Cfa (2019), International Journal of Innovation, Creativity and Change, pp. 194-201, ISSN:22011323 [Indexed by: Scopus – Main Author]
7. The Implementation of Islamic Leadership Attributes in Malaysian Shariah Compliant Investment Organizations: a Case Study (2019), International Journal of Innovation, Creativity and Change, pp. 76-100, ISSN: 22011323 [Indexed by: Scopus – Main Author]
8. An Analysis of The Literature Surrounding Hrm Practices: Establishing a Direction for Future Research (2019), International Journal of Innovation, Creativity and Change, pp. 125-139, ISSN: 22011323 [Indexed by: Scopus – Main Author]
9. The Social Value Creation Process in Social Business Models: The Similarity Benefits of Shared Blended Values (2019), International Journal of Innovation, Creativity and Change, pp. 371-389, ISSN: 22011323 [Indexed by: Scopus – Main Author]
10. The Countermeasures Assessment Towards Retirement Basic Savings Estimation Through The Mathematical Research (2019), International Journal of Recent Technology and Engineering, pp. 406-409, ISSN: 22773878 [Indexed by: Scopus – Co-author]
11. Firm Level Self-Efficacy: Are Graduates Ready to Be Entrepreneurs? (2019), International Journal of Innovation, Creativity and Change, pp. 1-17, ISSN: 2201-1323 [Indexed by: Scopus – Co-author]
12. A Systematic Literature Review and Meta-Analysis of Medical Health Insurance and Takaful: Evidence from Malaysia (2019), International Journal of Academic Research Business and Social Sciences, pp. 1266–1282, ISSN: 22226990 [Indexed by: ERA – Co-author]
13. Kajian Perbandingan Antara Undang-Undang Takaful di Malaysia Dengan Indonesia (2019), Kanun: Jurnal Undang-Undang Malaysia, pp. 284-302, ISSN: 0128-2670 [Indexed by: Other Index – Co-author]
14. The Influence of Big Five Personality on Job Satisfaction: Maslow and Maqasid Al Sharia Perspective (2019), Interciencia Journal, pp. 1-11, ISSN: 0378-1844 [Indexed by: Other Index – Main Author]
15. Mediating Role of Knowledge Management Effectiveness on Hrm Practices and Organisation Performance Relationship (2019), Trends in Social Sciences, pp. 42-56, ISSN: e-ISSN: 26370735 [Indexed by: Other Index – Main Author]
16. Entrepreneurial Intention from The Islamic Perspective: a Holistic Approach (2018), International Journal of Academic Research in Business and Social Sciences, pp. 820-833, ISSN: 2222-6990 [Indexed by: ERA – Co-author]
17. Food Security and Food Value Chain: Identifying The Influencing Components in Malaysian Seed Industry (2018), International Journal of Academic Research in Business and Social Sciences, pp. 834-849, ISSN: 2222-6990 [Indexed by: ERA – Co-author]
18. The Effect of Government Support Programs and Compliance Costs on Goods and Services Tax Compliance Among Malaysian Batik Manufacturers (2018), International Journal of Academic Research in Business and Social Sciences, pp. 682-695, ISSN: 2222-6990 [Indexed by: ERA – Co-author]
19. A Linkage Between Entrepreneurial Leadership and Smes Performance: an Integrated Review (2018), International Journal of Academic Research in Business and Social Sciences, pp. 104-118, ISSN: 2222-6990 [Indexed by: ERA – Co-author]
20. A Critique of Normative Commitment in Management Research (2018), International Journal of Academic Research in Business and Social Sciences, pp. 1172 – 1191, ISSN: 2222-6990 [Indexed by: ERA – Main Author]
21. An Investigation of Corporate Governance Mechanisms on Real Earnings Management Toward The Changes on Firm Performance: Evidence from Jordan (2018), International Journal of Academic Research in Business and Social Sciences, pp. 1389 – 1400, ISSN: 2222-6990 [Indexed by: ERA – Co-author]
22. Exploring The Predominant Qualities of Head Teachers Towards Achieving School Success (2018), International Journal of Academic Research in Business and Social Sciences, pp.1324 – 1330, ISSN: 2222-6990 [Indexed by: ERA – Main Author]
23. Human Resource Management Practices and Organizational Commitment: Research Methods, Issues, and Future Directions (2018), International Journal of Academic Research in Business and Social Sciences, pp. 1134 – 1148, ISSN: 2222-6990 [Indexed by: ERA Main Author]
24. Past and Future of Human Resource Functions: Are We Done? (2018), International Journal of Academic Research in Business and Social Sciences, pp. 1149 – 1171, ISSN: 2222-6990 [Indexed by: ERA – Main Author]
25. Quality of Financial Reporting Towards The Improvement Corporate Governance Mechanism (2018), International Journal of Academic Research in Business and Social Sciences, pp.1339 – 1345, ISSN: 2222-6990 [Indexed by: ERA – Co-author]
26. The Shared Value Concept in Social Business Model: Promoting Social Enterprise in Malaysia (2018), International Journal of Academic Research in Business and Social Sciences, pp. 1508 – 1520, ISSN: 2222-6990 [Indexed by: ERA – Main Author]
27. The Stakeholders Perceptions Towards The Corporate Social Responsibility Reporting (2018), International Journal of Academic Research in Business and Social Sciences, pp.1303 – 1310, ISSN: 2222-6990 [Indexed by: ERA – Co-author]
28. The Uses of Financial Reporting Standard for Small Medium Enterprise Companies (2018), International Journal of Academic Research in Business and Social Sciences, pp. 1331 -1338, ISSN: 2222-6990 [Indexed by: ERA – Co-author]
29. Unlocking “black Box”: Mediating Role of Knowledge Process Capability on Hrm Practices and Innovative Performance (2018), International Journal of Academic Research in Business and Social Sciences, pp. 1192 – 1208, ISSN: 2222-6990 [Indexed by: ERA – Main Author]
30. Developing of Micro Health Takaful of Affordable Monthly Payment for Poor Community in Malaysia (2018), International Journal of Asian Social Science, pp. 1219-1227, ISSN: 2224-4441 [Indexed by: ERA – Co-author]
31. Application of Entrepreneurial Marketing to The Marketing Mix: Why it Matters to Smes in Malaysia? (2018), International Journal of Academic Research in Business and Social Sciences, pp. 850-865, ISSN: 2222-6990 [Indexed by: ERA – Co-author]
32. Big Five Personality Characteristics: an Exploratory Study on Bumiputra Smes in Malaysia (2018), International Journal of Academic Research in Business and Social Sciences, pp.866-881, ISSN: 2222-6990 [Indexed by: ERA – Co-author]
33. Competitive Advantage and Performance: Empirical Investigation on Demographic Factors of Malaysian Hotel Entrepreneurs (2018), International Journal of Academic Research in Business and Social Sciences, pp. 810-819, ISSN: 2222-6990 [Indexed by: ERA Co-author]
34. Enhancing Takaful Operator Performance Through The Islamic Leader’s Quality (2018), AlRaiq, pp. 1-43, ISSN: 2617-8842 [Indexed by: Other Index – Main Author]
35. Leader’s Qualities and Organisational Performance: a Case of Malaysian Takaful Operator (2018), International Journal of Business Performance Management, pp. 189-208, ISSN: 13684892 [Indexed by: ISI – Main Author]
36. Entrepreneurial Leadership and Performance of Small and Medium Sized Enterprises: a Structural Equation Modelling Approach (2018), Journal for International Business and Entrepreneurship Development, pp. 163-186, ISSN: 1549-9324 [Indexed by: ISI – Co-author]
37. Solving Abandoned Residential Housing Projects in Malaysia: Findings from Blue Ocean Strategy (2017), International Journal of Business Process Integration and Management, pp. 243-251, ISSN: 1741-8771 [Indexed by: Scopus – Co-author]
38. Internationalization of Smes: Does Process Matter? (2017), World Applied Sciences Journal, pp. 1457-1462, ISSN: 1818-4952 [Indexed by: ERA – Co-author]
39. Human Capital for Organizational Innovation in Malaysian Public Universities (2017), World Applied Sciences Journal, pp. 1470-1476, ISSN: 1818-4952 [Indexed by: ERA – Main Author]
40. Entrepreneurial Intention Revisited: Measuring The Impact of Socio-Cultural Business Environment Using Structural Equation Modeling (2017), World Applied Sciences Journal, pp. 1445-1456, ISSN: 1818-4952 [Indexed by: ERA – Co-author]
41. Entrepreneurial Leadership and Performance of Small and Medium Sized Enterprises: a Structural Equation Modelling Approach (2017), J. for International Business and Entrepreneurship Development, pp. 1-24, ISSN: 1747-6763 [Indexed by: ERA – Co-author]
42. Strategic Information Systems Sophistication and Strategic Performances of Islamic Banks: The Role of User Information Systems Expertise (2017), World Applied Sciences Journal, pp. 1936-1945, ISSN: 1818-4952 [Indexed by: ERA – Co-author]
43. Does Perception Towards Insurable Risks Mediate The Relationship Between Firm\’s Leverage and General Takaful Demand? (2017), World Applied Sciences Journal, pp. 1423-1433, ISSN: 1818-4952 [Indexed by: ERA – Co-author]
44. Does Education Moderates The Relationship Between Decision Factors and Purchase Decision of Family Takaful Protection in Malaysia? (2017), World Applied Sciences Journal, pp. 1849-1863, ISSN: 1818-4952 [Indexed by: ERA – Co-author]
45. Islamic Personal Risk Management from Islamic Perspective (2017), World Applied Sciences Journal, pp. 1885-1892, ISSN: 1818-4952 [Indexed by: ERA – Co-author]
46. Takaful Rules and Regulations for Asean Countries: a Comparative Study (2017), World Applied Sciences Journal, pp. 1477-1481, ISSN: 1818-4952 [Indexed by: ERA – Main Author]
47. What Causes Abandoned Residential Housing Projects in Malaysia? an Insight from Economic and Management Perspectives (2017), International Journal of Academic Research in Progressive Education and Development, pp. 57-73, ISSN: 2226-6348 [Indexed by: ERA – Main Author]
48. Developing Microtakaful Flood Model in Malaysia – Its Relevance and Policy Impacts (2016), International Journal Business Continuity and Risk Management, pp. 197-206, ISSN: 17582164 [Indexed by: Other Index – Main Author]
49. The Effects of Knowledge Management on Human Capital Toward Organizational Innovation: a Conceptual Paper (2015), Australian Journal of Business and Economic Studies, pp. 54-59, ISSN: 2204-6801 [Indexed by: Other Index – Main Author]
50. Social Entrepreneurship and Organizational Effectiveness: Evidence from Malaysia (2015), International Journal of Social Entrepreneurship and Innovation, pp. 339-352, ISSN: 20438257 [Indexed by: Other Index – Co-author]
51. The Case Study Method in Business (2015), Scholars Journal of Arts, Humanities and Social Sciences, pp. 105-109, ISSN: 105-109 [Indexed by: Other Index – Co-author]
52. A Feasibility Study on Business Consulting Services to Small Medium Enterprises (smes) by Public University in Malaysia (2015), International Journal of Academic Research in Accounting, Finance and Management Sciences, pp. 59–65, ISSN: 2308-0337 [Indexed by: Other Index – Co-author]
53. Quality of Islamic Leadership and Organizational Performance Within The Takaful Industry in Malaysia: a Conceptual Study (2014), Asian Social Science, pp. 135-144, ISSN: 19112017 [P] [Indexed by: Scopus – Main Author]
54. Overcoming Poverty Through Social Entrepreneurship: a Conceptual Paper (2014), International Business Research, pp. 183-188, ISSN: 1913-9012 [Indexed by: ERA – Coauthor]
55. Amz Industries: Managing Family Business, What’s Next? (2014), International Journal of Academic Research in Business and Social Sciences, pp. 69-75, ISSN: 2222-6990 [Indexed by: Other Index – Co-author]
56. Does Business Advisory Help? – The Smes Dilemma in Malaysia Livestock Industry (2014), International Review of Management and Business Research, pp. 1528-1532, ISSN: 23069007 [Indexed by: Other Index – Co-author]
57. A-Technologies: Challenges in Smes Technology Company (2014), Global Journal of Commerce and Management Perspective, pp. 79-81, ISSN: 2319 – 7285 [Indexed by: Other Index – Co-author]
58. Chilies Farmers’ Descriptive Thoughts on Importance of Agriculture Sustainability Practices (2014), International Journal of Social Sciences and Entrepreneurship (ijsse), pp. , ISSN: [Indexed by: Other Index – Co-author]
59. Social Entrepreneurship Via Corporate Waqf: a Case of Islamic Chamber of Commerce (icc) in Malaysia (2014), Global Journal of Commerce & Management Perspective, pp. 50-53, ISSN: 2319 – 7285 [Indexed by: Other Index – Co-author]
60. Social Entrepreneurship Practice in Malaysia – The Case of Social Ngo (2014), International Journal of Academic Research in Business and Social Sciences, pp. 152-159, ISSN: 22226990 [Indexed by: Other Index – Co-author]
61. Developing a Model of Islamic Leadership Quality Using Multiple Case Studies for Takaful Performance (2014), Australian Journal of Basic and Applied Sciences, pp. 67-75, ISSN: 1991-8178 [Indexed by: Other Index – Main Author]
62. Enhancing Social Entrepreneurship Model for Social Entrepreneurs: a Case of Al-Falah Foundation (2014), Global Journal of Commerce & Managment Perspective, pp. , ISSN: 2319-7285 [Indexed by: Other Index – Co-author]
63. Social Entrepreneurs Hip Model for Co-Operative(co-Op) in Malaysia : a Case of Ko Maju Jaya Berhad (2014), Global Journal of Interdisciplinary Social Sciences, pp. , ISSN: 23198834 [Indexed by: Other Index – Co-author]
64. Nhm Industries: Ups and Downs of Smes Business V Enture (2014), International Journal of Management Sciences, pp. , ISSN: 2310-2829,2310-2845 [Indexed by: Other Index – Coauthor]
65. Market Orientation and Performance: a Study of Takaful Performance in Malaysia (2013), Asian Social Science, Vol.9, No.4, pp. 240-247, ISSN: 1911-2017 [P] [Indexed by: Scopus Main Author]
66. A Proposed Conceptual Framework for Market Orientation & Innovation Towards Takaful Performance in Malaysia (2013), International Journal of Business & Management, Vol.8, No.7, Pp.100-105, pp. 100-105, ISSN: 1833-3850 [Indexed by: ERA – Co-author]
67. Rewards and Motivation Among Administrators of Universiti Sultan Zainal Abidin (unisza): an Empirical Study (2013), International Journal of Business and Society, Vol. 14 No. 2, Pp.248-265, pp. 248-265, ISSN: [Indexed by: Other Index – Co-author]
68. Market Orientation and Organizational Performance from The Resource Advantage Theory of Competition Perspective (2013), Insurance and Takaful Journal (intaj), pp. , ISSN: [Indexed by: Other Index – Co-author]
Book
1. Daya Maju Projek Pasar Borong Bukit Payung Terengganu : Perspektif Pemegang Taruh, Tajaan Kerajaan Negeri Terengganu (2017), Idaman, Unisza, ISBN: 978-967-13705-8-2 – Coauthor
2. Microtakaful Flood Scheme in Malaysia: Alternative Approach to Takaful Operators (2016), Penerbit UniSZA, ISBN: 978-967-0899-43-5 – Main Author
Chapter in Book
1. Chapter 11 Healthy Lifestyle During McO Covid-19, Embracing Issues and Challenges During Covid-19 (2020), PENERBIT UMK, pp. 169-190, ISBN: 978-967-2912-20-0 – Co-author
2. The Need of Business Consulting Services Through The Setting Up of Unisza Strategic Business Unit (sbu), Creating and Enhancing Service Organizations: Issues and Research Agenda in Malaysia (2016), Penerbit UniSZA, pp. 65-78, ISBN: 978-967-0899-34-3 – Coauthor
Principal Investigator
1. Formulating a Cyber Security Risk Management Framework for Heis: Strategies Facing Uncertainties in Industry 4.0, Skim Geran Penyelidikan Fundamental – Frgs, Government (2020), Grant Value: RM100,000
2. Developing a Unified Framework of Insurance Rules and Regulations for Two Asean Countries, Skim Geran Penyelidikan Fundamental – Frgs, Government (2015), Grant Value: RM80,200
3. Developing a Framework of Flood Insurance Scheme in Malaysia: The Case of Flood in Kelantan, Skim Geran Penyelidikan Fundamental – Frgs, Government (2015), Grant Value: RM70,000
4. Developing a Model of Islamic Leadership Quality Using Multiple Case Study for Organizational Performance, Irti, International (2014), Grant Value: RM50,240
5. Developing a Model of Islamic Leadership Quality Using Multiple Case Study for Organizational Performance, Irti, Jeddah, International (2014), Grant Value: RM0
6. Small Business Academy for Single Moms – My Hero My Mom Project, Kpm-Knowledge Transfer Programme – Ktp, Others (2013), Grant Value: RM108,240
7. The Role of Knowledge Creation in Mediating The Relationship Between Human Capital and Organizational Innovation, Geran Dalaman Universiti, University (2012), Grant Value: RM15,000
8. Market Orientation and Innovation Towards The Performance of Takaful Operators in Malaysia, Geran Dalaman Universiti, University (2011), Grant Value: RM35,280
Co-Researcher
1. Developing Crop Micro Takaful Scheme Framework for Smallholder Farmers in Malaysia, Geran Agensi Luar, Corporate (2020), Grant Value: RM109,405
2. Developing a National Plan of Micro Business Interruption Scheme Framework for Micro Enterprises in Malaysia, Geran Agensi Kerajaan, Government (2020), Grant Value: RM20,000
3. Developing Micro Family Takaful\’s Framework for B\’40\’s Community, Geran Agensi Luar, Corporate (2019), Grant Value: RM50,000
4. Kajian Daya Maju Projek Pembinaan Pasar Borong Bukit Payong Terengganu, Geran Agensi Luar, Government (2016), Grant Value: RM99,990
5. Developing a Framework of Micro Takaful Medical and Health for Poor People in Malaysia, Skim Geran Penyelidikan Fundamental – Frgs, Government (2016), Grant Value: RM55,000
6. Developing National Disaster Risk Reduction (drr) Framework on Flood Risk Management, Skim Geran Penyelidikan Fundamental – Frgs, Government (2015), Grant Value: RM70,000
7. Developing an Islamic Risk Management Framework for Malaysian Public Listed Companies (plcs) Based on Islamic Literature, Geran Agensi Luar, Government (2015), Grant Value: RM30,000
8. Design and Development of a Syariah-Compliant Online Business Framework for Small Medium Enterprise, Dana Pembudayaan Penyelidikan – Rags, Government (2014), Grant Value: RM70,000
9. Entrepreneurship Management for The Poorest of The Poor (pop) Project, Kpm-Knowledge Transfer Programme – Ktp, Others (2013), Grant Value: RM119,413
10. Mysalam: Syariah Compliant Business Portal, Geran Inovasi, University (2013), Grant Value: RM25,000
1. FBF10203 – Risk Management, SEM I 2018/2019,
2. FBR20203 – Enterprise Risk Management, SEM II 2015/2016,
3. MIS4116 – Seminar of Risk and Control, SEM I 2012/2013,
4. MIS4053 – Occupational & Health Management, SEM I 2011/2012,
5. MFS4023 – Risk Management, SEM II 2010/2011,
6. MIS3023 – Enterprise Risk Management, SEM II 2010/2011,
7. MLF3023 – Commercial Law, SEM II 2010/2011,
8. MLS4033 – Company Law, SEM I 2010/2011,
9. MTF4033 – Strategic Management, SEM I 2010/2011,
1. Bronze Medal Unicel 2019 (2019), Entrepreneurship Video Case Study (e-Vcs) for High Impact Entrepreneurship Teaching and Learning, Unicel 2019 – Leader
2. Bronze Medal Mpi 2019 (2019), Community Applied Islamic Finance, Mpi 2019/unisza Member
3. Sijil Perkhidmatan Cemerlang (2018), Sijil Perkhidmatan Cemerlang, Majlis Anugerah Kecemerlangan Staf Unisza – Leader
4. Bronze Medal Unicel 2018 (2018), Cybergogy Application of Coso Framework in Erm, Unicel 2018 – Member
5. Gold Medal Mpi 2018 (2018), Ontime: Project Management System, Mpi 2018 – Member Gold Medal Mpi 2018 (2018), Edatax – Performance Management System, Mpi 2018 Member