SCHOOL OF FINANCE AND BANKING
DR. ZELHUDA BINTI SHAMSUDDIN
SENIOR LECTURER
Doctor of Philosophy in Islamic Civilization (Finance and Islamic Economics) (UKM), Master of Business Administration (Finance) (UKM), BBA (Hons)(Finance) (UiTM), Diploma in Business Studies (UiTM).
Contact Information
Primary Email:
zelhudasham@unisza.edu.my
Office Phone:
09-668 8323
Office Address:
School of Finance and Banking
Faculty of Business and Management
Gong Badak Campus
Universiti Sultan Zainal Abidin
21300 Kuala Nerus, Terengganu
Research Interest:
Finance
Journal Article
1. Analysis of Capital Structure and Financial Performance in The Jordanian Insurance Sector (2020), Humanities & Social Sciences Reviews, pp. 1310-1320, ISSN: eISSN: 2295-6518 [Indexed by: Scopus – Main Author]
2. The Effectiveness of Micro Entrepreneurial Development: Program Input Assessment Analysis (2019), International Journal of Innovation, Creativity and Change, pp. , ISSN: 22011323 [Indexed by: Scopus – Main Author]
3. Does The Governance Compliance Effect Cooperative Performance? (2019), International Journal of Innovation, Creativity and Change, pp. 1701-1720, ISSN: 22011315 [Indexed by: Scopus – Main Author]
4. The Effect of Capital Structure on Performance of Insurance Companies: Evidence from Jordan (2019), International Journal of Accounting, Finance and Business (ijafb), pp. 64-73, ISSN: 0128-1844 [Indexed by: Other Index – Main Author]
5. Does External Debt Cause Economic Growth? an Experience from Ecowas Member Countries (2018), International Journal of Academic Research in Business and Social Sciences, pp. 1256 – 1264, ISSN: 2222-6990 [Indexed by: ERA – Co-author]
6. Islamic Financial Literacy: a Conceptualization and Proposed Measurement (2018), International Journal of Academic Research in Business and Social Sciences, pp. 629 – 641, ISSN: 2222-6990 [Indexed by: ERA – Co-author]
7. Indicators for Cooperative Performance Measurement (2018), International Journal of Academic Research in Business & Social Sciences, pp. 577-585, ISSN: 2222-6990 [Indexed by: ERA – Main Author]
8. An Investigation into Operational Risk in Commercial Banks: Empirical Evidence from Nigeria (2018), International Journal of Accounting, Finance and Business, pp. 49-62, ISSN: 01281844 [Indexed by: Other Index – Main Author]
9. Capital Structure, Investment, Members Return, and Performance: Some Malaysian Cooperative Evidence (2018), National Academy of Managerial Staff of Culture and Arts Herald, pp. 927-931, ISSN: 2226-3209 [Indexed by: ISI – Main Author]
10. The Effect of Capital Structure on Credit Cooperative’s Performance in Malaysia (2017), World Applied Sciences Journal, pp. 1965-1970, ISSN: 1818-4952 [Indexed by: ERA – Main Author]
11. Determinants of Human Capital Inequality: Generalized Method of Moments (gmm) (2017), World Applied Sciences Journal, pp. 1610-1615, ISSN: 1818-4952 [Indexed by: ERA – Coauthor]
12. Determinants of Agricultural Cooperative Performance Using Financial Ratio (2017), International Journal of Business and Technopreneurship, pp. 1-14, ISSN: 2232-1543 [Indexed by: Other Index – Main Author]
13. The Partnership Theory in Explaining Cooperatives Organizational Structure (2016), International Business Management, pp. 3313-3318, ISSN: 19935250 [P] [Indexed by: Scopus – Main Author]
Chapter in Book
1. Challenges for Sustainable Islamic Microfinance Institutions in Malaysia, Islamic Development Management (2019), Springer , pp. 127-140, ISBN: 978-981-13-7584-2 – Co-author
Principal Investigator
1. Struktur Modal dan Prestasi Koperasi : Perbandingan Antara Koperasi Konvensional dan Syariah, Geran Dalaman Universiti, University (2017), Grant Value: RM5,000
Co-Researcher
1. Pemilikan Aset Kehidupan dan Tahap Keterdedahan Komuniti Pesisir Pantai Tanah Bencah Setiu, Geran Dalaman Universiti, University (2020), Grant Value: RM5,000
2. The Relationship Among Profit, Product and Awareness Toward The Customers\’ Acceptability in New Attribute of Islamic Fixed Deposit, Geran Dalaman Universiti, University (2018), Grant Value: RM5,000
3. Triple Helix Interactions in Developing Strategic Initiatives of Livelihood Diversification and Household Well-Being for Malaysian Farming Communities, Skim Geran Penyelidikan Fundamental – Frgs, Government (2017), Grant Value: RM43,600
4. Conceptualizing Islamic Financial Literacy Framework to Minimize Bankruptcy Among Muslims in Malaysia, Geran Dalaman Universiti, University (2017), Grant Value: RM7,000
5. Islamic Financial Literacy and Financial Behaviour, Geran Dalaman Universiti, University (2017), Grant Value: RM5,000
6. Persepsi Golongan Belia Terhadap Kerjaya Dalam Sektor Pembinaan.kajian di Pantai Timur, Malaysia, Geran Dalaman Universiti, University (2017), Grant Value: RM5,000
1. FBK10103 – Introduction to Finance, SEM II 2019/2020,
2. FBK20203 – Financial Management, SEM I 2019/2020,
3. FBF30703 – International Finance, SEM II 2018/2019,
4. FBK20703 – International Finance, SEM II 2018/2019,
5. ACB30403 – Financial Market and Institutions, SEM II 2017/2018,
6. FBF10103 – Financial Management, SEM II 2017/2018,
7. MFS4043 – Financial Market and Institutions, SEM II 2017/2018,
8. FBF20103 – Advanced Financial Management, SEM I 2017/2018,
9. FBF30203 – International Trade and Finance, SEM I 2017/2018,
10. MPU22092 – Foundation of Entrepreneurship, SEM I 2017/2018,
11. MFS2073 – International Finance, SEM II 2016/2017,
12. MFS2093 – Credit Management, SEM II 2016/2017,
13. MTS2033 – International Trade Policies, SEM II 2016/2017,
14. ECD10103 – Microeconomics, SEM I 2016/2017,
15. ECS10103 – Principles of Economics, SEM I 2016/2017,
1. Sijil Perkhidmatan Cemerlang 2019 (2019), Sijil Perkhidmatan Cemerlang 2019, Majlis Anugerah Kecemerlangan Staf Unisza – Leader
2. Silver Medal Imu Learning Resources Festival 2019 (2019), Developing The IndustryAcademic Institution Graduate Link System (i-Aigls), Iiinovasi Competition 2019 , Imu Learning Resources Festival 2019 – Member
3. Sijil Perkhidmatan Cemerlang (2018), Sijil Perkhidmatan Cemerlang, Universiti Sultan Zainal Abidin – Leader